At Coachnet, I have been paying $179.00/yr for their towable policy. You can read the details of their coverage on their website where it describes their service. I have been paying St Farm about $967/yr for coverage on the Alliance 310RL. This is replacement coverage as well as coverage for the contents. We just sold the Rv, so I am not sure what the latest cost would be. This St Farm coverage did not include the truck, which was on a different policy.
Jeff