I have a progressive surge as well that typically cuts out at 104 volts or so? But relying on the surge is a pain because at that point you've tripped everything and you dead. Yes it can be reset, but I prefer to watch and monitor things before the surge takes over.
When voltage get below 108 I get concerned. Using the additional 20 amp circuit generally keeps me in the safe zone. I also have a volt meter monitoring the 20 amp circuit.
I can tell you from experience the voltage can get low enough to harm an A/C unit without the surge tripping.
Using the additional 20 amp circuit for a griddle, coffee pot or other resistive load is fine because generally low voltage will not harm a resistive loads. Coffee maker or heater may not get as hot as it should, but it won't be damaged.
Running a motor or inductive load is when it gets risky. Many seem to have trouble with their roof top A/C units over time.
I often wonder how many failures are caused by running units on low voltage. Most RV'ers do not closely monitor their voltages on those hot days when the A/C's are cranking. They hear them running and assume all is well.
Running 2 A/C units on a 30 amp site is doable, but you need to monitor your voltage to ensure it is adequate.
Don't assume just because the units are working that everything is fine. I have had to shut down one unit more than once because of insufficient
voltage. I've also had to get out my Hughes Autoformer on occasion to boost the CG power. But that's a different discussion for another day
Low voltage is a real concern, especially if you are using 2 A/C's on a 30 amp site